What are Your Last Wishes?

What are Your Last Wishes?

fter your children have left the nest and work is winding down, you may decide to travel. If you find yourself frequently flying or traveling many miles in the car, it is important to consider safety. There is the chance that an accident may occur, so it is essential to begin thinking about end-of-life wishes. This type of planning is extremely personal. However, at a certain point, it becomes necessary to consider your values and beliefs. Crafting a written plan will come in handy in times of a medical crisis. Although it is impossible to plan for every type of illness or circumstance, it is vital to leave behind your general wishes, so everyone comprehends your priorities. It may be difficult to initiate this kind if conversation with loved ones, but it may be an invaluable gift, especially in time of tragedy. Leaving specific instructions behind will alleviate pressure on the family to make decisions.

Basic Lawful Documents

Almost all people believe advance directives are a smart idea. However, only one-third of these individuals actually follow through by drafting them. Advance directives are legal documents that let you communicate your end-of-life wishes while you are healthy.

The first document is a Medical Power of Attorney, also known as a healthcare proxy. This item allows you to appoint a trusted loved one as a healthcare agent. When it is impossible for you to communicate, this person is authorized to make medical decisions on your behalf. This information decides your quality of life and the care you receive until death.

The second document is a Living Will. This item contains expressed wishes about medical treatment. When facing a serious illness or life-threatening event, you explain what you want and what you do not want. For instance, it explains if you want to be revived after a cardiac episode. Unlike a Power of Attorney, it only refers to withholding or withdrawing care.

Discussing Your Last Wishes with Loved Ones

One of the hardest conversations in life is discussing end-of-life wishes with loved ones. However, you must set aside time and have the talk. One way to initiate the subject is explaining the motivation behind the action. For instance, a frequent traveler may discuss the numerous accidents occurring on the roads and in the air. It is a good time to discuss spiritual beliefs and your attitude toward death. When you explain your wishes, it will be a great way to make sure they are carried out. For instance, some people do not want to be a physical burden on family members. Others prefer to die at home.

It is not uncommon for family members to disagree with your decisions or views about death. If you feel as though a loved one will not abide by your wishes, it is best to exclude him or her from your care. It will be important to discuss things to your physician as well. Your doctor will be able to explain common treatments and procedures that prolong life. It is also smart to discuss various pain management options.

Financial Power of Attorney

Besides health concerns, it is smart to establish a financial Power of Attorney. This will safeguard your finances in times of emergency. You give a trusted person authority over your monetary tasks. This agent may handle simple jobs like making bank deposits or more complex proceedings like overseeing investments and tax filings.

It is essential to separate arrangements for medical care and financial matters. Medical documents contain extremely personal details. Financial matters are more business oriented. The person overseeing your healthcare may not be the person you want in charge of your finances. Filing different documents will keep both your personal health and wealth protected.

Benefits of Having a Will

A will is a document that allows you to pass your belongings onto particular individuals. Both money and sentimental items will be passed to the appropriate people. To make sure your estate is divided according to your wishes, you should appoint an executor. This person is responsible for observing your wishes, paying expenses, and clearing debts. Having a “Last Will and Testament” will make it simpler for loved ones to manage your affairs after you are gone. Numerous complications may arise without a legal Will in place, and your wishes may be disregarded.

It is never too early to start planning your final wishes. While you are healthy, it is essential to have a dialogue with your family regarding the quality of care you expect and the quality of life you deserve. Besides setting aside proper funding for long-term care, it is essential to prepare documents like a Living Will and Power of Attorney. These items assure that your final wishes are protected. It is a smart way to satisfy your needs and protect your loved ones from unnecessary grief.